We Help You With Your Business Financing Needs

Business Financing Made Simple and Easy

Happy young couple signing bank loan agreement with real-estate agent to buying a house
cropped shot of man reading loan agreement and businesswoman using calculator while sitting at

Welcome to Innovative Business Solutions

We help you find the right business financial solution!

We offer creative lending programs in all 50 states through banks, private lending, and investors. Our team helps determine the type of funding that is best for a client based on the investment, a client's individual needs, and qualifications. We provide unique financial loan programs for funding seasoned commercial real estate investors to financing the first- time real estate investor.

Our clients trust us not merely for our competitive rates, but also for our deep understanding of the commercial lending landscape, which allows us to tailor our financing options to the specific needs and challenges of each business. As businesses grow and evolve, we're committed to providing innovative financial solutions that empower our clients to achieve their financial objectives.

Frequently Asked Questions

Business Financing FAQs

SBA guaranteed loans are partially backed by the Small Business Administration (SBA) and provides small business owners with the necessary capital to start or grow their operations.  These loans are administered by third-party lenders equipped with training and funding through the SBA.

The main advantages of SBA guaranteed loans include:

  • Your loan is government backed
  • Lower interest rates 
  • Longer repayment terms
  • Extra support available
  • Variety of loan types available

Business loans provide business owners with secured or unsecured financing to pay over time, plus interest and fees.  Secured loans require collateral like real estate, equipment, cash, or investments.  Unsecured loans typically require a personal guarantee to accept personal liability if the business doesn’t repay its debt as promised.

Business loans can be used for many different purposes including: 

  • Startup costs
  • Commercial real estate purchases and/or remodeling
  • Debt consolidation or refinancing
  • Equipment purchases
  • Inventory purchases
  • Business acquisitions
  • Business expansion
  • Marketing and advertsing

In general, you can typically expect the following requirements:  Minimum credit score, Annual revenue, Time in business, Debt ratio, Collateral, and Personal guarantee.

With equipment leasing, businesses pay to use the equipment for a designated period without owning it. On the other hand, equipment financing allows businesses to purchase and own the equipment while repaying the loan amount over a specified duration.

Private business loans are provided by alternative lenders instead of traditional banks or government institutions.  Private money lending is less regulated and more flexible than lending by licensed lenders such as banks.  

A commercial real estate loan is a mortgage secured by a lien on commercial property as opposed to residential property.  Commercial real estate (CRE) refers to any income-producing real estate that is used for business purposes such as offices, retail, hotels, and apartments.

How It Works

3 Easy Steps To Get Started

Step 1. Contact Us to Discuss the Purpose and Amount of Financing You Need:

We’ll work closely with you on a pre-qualification interview to determine the best type of funding based on the investment, your needs, and qualifications.  

Step 2. Apply With Us:

Once you’ve chosen your desired loan option, simply apply with us through our straightforward application process. Our team will promptly review your application and guide you through any additional requirements.

Step 2. Get Funded:

Upon approval, we’ll quickly provide the necessary funding, ensuring a smooth and seamless customer experience.  Now you’re all set to grow your business revenue and boost your operations.